Personal Loans

iN Real Life

turning high-interest rates into low monthly payments is rewarding.

If you’re trying to keep up with all your monthly payments but feel increasingly overwhelmed, it’s time for a new strategy. Explore a better way to manage debt with a debt consolidation loan from NRLFCU.  

Turn your high-interest debt into one manageable payment and discover the satisfaction of paying off debt without the stress. Your search for relief is over. NRLFCU is here to help you reach your full financial potential. 

APPLY TODAY or complete the interest form below and a credit union representative will contact you. 

*APR=Annual Percentage Rate. Current NRLFCU loans are excluded. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness and terms of the loan. Sample maximum payment based on the advertised rate and term is $30.42 per $1,000.00 financed. Advertised rates include maximum Loyalty Reward credit.


It’s your life. And NRLFCU is your trusted partner for helping you realize your dreams and get more out of life.

We offer nearly as many types of loans as you’ve got dreams. Plus, all personal loans are eligible for NRLFCU Loyalty Rewards—which could lower your rate by as much as .25% APR!

Signature/Personal Loan

Signature loans can be used for whatever you have in mind—from a new sofa to a new hip. Medical expenses, vacations, taxes, and debt consolidation—now anything’s possible with a low-rate loan.

  • Rates as low as 6.40% APR.
  • Spread payments over time with terms to fit your needs.

Line of Credit

Oops—did you overestimate the amount in your checking account? Don’t worry. We’ve got your back, with a personal line of credit that offers coverage just when you need it.

  • Overdraft protection on your checking account without an overdraft fee.
  • You don’t pay a cent until you access it.
  • 12.00% APR.

Savings or Certificate Secured Loan

Borrow against your own money at flexible terms you can choose yourself. Simply use your savings or certificates as collateral for a loan—and enjoy our lowest available rates.

  • Certificates may be used as collateral up to the maturity date of the certificates (the rate is fixed for the term).
  • Savings secured loans are available up to the aggregate balance of primary and family savings accounts (rates are variable and can change quarterly as the regular savings rate changes).
  • Earn dividends on the savings balance you pledge over the term of the loan.
  • Flexible terms including longer term options.

Loyalty Rewards Lowers Rates

All NRLFCU personal loans—including computer, debt consolidation and the 12-month personal loans may have Loyalty Rewards applied.

See how much you can save when you borrow with NRLFCU with our easy-to-use calculators. Not sure which loan is right for you? Contact us. Ready to borrow? Apply now.

*APR= Annual Percentage Rate.