family in their new yard

First Time Homebuyer

Fixed Rate/Low Down Payment—97% Loan, 3% Down Payment

Minimum down payments and a locked-in rate make this loan an appealing option for first-time homebuyers and multiple homebuyers alike.

  • Minimal down payment—as little as 3%, which can come from various sources.
  • Your rate and payments remain the same for the life of your loan.
  • Can spread payments over a longer term.
  • Available for home purchase and refinance.
  • Loan amounts up to $453,100.
  • Up to 97% loan-to-value ratio.

Home Rebate Program

Earn cash rebates; receive real estate tips, resources and agent referrals from Home Advantage powered by CU Realty. Learn more.

Helpful Resources for Home Buying

Gain a better understanding of homebuying with our Home Buying Resources.

Let’s Get Started

Not sure if a fixed rate mortgage is right for you? Our experts are here for you every step of the way to help you make the best mortgage decisions. Contact us today or call 301.839.8429.