Vehicle Loans

Take a PAYcation this summer.

90-Day Vacation from your payments & rates as low as 2.24% APR*!

Finance any new or used auto with NRLFCU and you’ll get 90 payment-free days PLUS rates as low as 2.24% APR* and you can choose from flexible repayment terms starting at 36 months. See complete rate and term info here.

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*APR = Annual Percentage Rate. Sample payment based on the advertised rate is $28.75 per $1,000.00 financed. Advertised rates include maximum loyalty reward credit. Deferred payment option is available to all members. Payment deferral period is 90 days from the date of the loan until the first payment and may be slightly longer based on scheduled first payment.  Regular monthly payments may be made during the deferment period but are not required.  Deferring a payment will result in a longer period of accrued interest which may cause your first payment or first several payments to be disproportionally greater to interested than to principal.

This is one smooth ride. With NRLFCU beside you, we’ll make it easier to deal with dealers and make smart decisions about your vehicle, financing and more.

Start Your Engines
We offer a  variety of low-rate loans for everyday rides and leisure vehicles—from minivans to Maseratis, hybrid hatchbacks to private planes:

New & Used Vehicle Loans

Got your eye on a car, hybrid, truck, van or motorcycle? Check out our eye-catching rates on new and used vehicles.

  • Great low APR. Click here for current rates.
  • Save the environment—and money—with a new or used hybrid vehicle loan.
  • Flexible repayment terms available

Already have a loan with another financial institution? Consider refinancing it at NRLFCU and save with our great rates. Take a peek at the Auto Refinance Calculator to see how much you’ll save.

Leisure Vehicle Loans

Time for downtime. What floats your boat? Ask about our loans for RVs, campers, jet skis, airplanes—and yes, boats.

  • Great low APR. Click here for current rates.
  • Flexible repayment terms available.

Loyalty Rewards Lowers Rates Further

All NRLFCU auto loans—including leisure, hybrid vehicle and MyChoice Auto Loans—are eligible for Loyalty Rewards rates, which could lower your rate by as much as .25% APR!

*APR = Annual Percentage Rate