NRL Federal Credit Union


No time to stand in line?

Checkout what’s New in the Lobby at the Waldorf branch. A new Service Channel for members to quickly process transactions without waiting in line. This New Electronic Delivery Services device will be available during lobby hours Mon, Tue, Thurs and Fri from 11:00am to 6:00pm, Wed 11:00am to 4:00pm and Saturdays 9:00am to 1:00pm. Members will be able to; withdrawal,  deposit, change their pin #, transfer funds internally and verify account balances. Also, this service requires no envelope when depositing  cash and checks to the members account .  Save some time and come check it out.

How to Shop Cooperatively This Holiday Season

For conscious consumers, cooperatives like REI and credit unions offer a bright alternative to the excesses of the holiday season.


NRL Federal Credit Union opened its doors in 1946 as a financial cooperative designed to serve the Naval Research Lab Community. As of year end 2014 we had about $440 million in assets and over 20,000 members. Click here to review our Annual Report (you'll need Acrobat Reader).

NRL Federal Credit Union's mission is to assist the members of the NRL community in achieving personal financial strength by providing a broad spectrum of innovative, high quality financial services, while adhering to cooperative credit union principles. To meet this mission, the Board of Directors and NRLFCU Management subscribe to the following:

NRL Federal Credit Union will:

  1. Be the most member-service oriented financial institution available to the NRL community.
  2. Provide economic growth opportunities for our members, while assuring the financial stability of the Credit Union.
  3. Offer high quality innovative financial services through a wide variety of delivery methods.
  4. Foster an environment where people are encouraged to contribute to and benefit from the success of the Credit Union.
  5. Use the human and financial resources of the credit union to provide leadership to the local, national and international credit union movements.

We're dedicated to satisfying our members´ financial needs through excellence in service now and in the future. If you're interested in learning about serving on the NRLFCU board and directing our future, contact us.

Current Rates

New / Used Vehicle As Low As
1.490% APR*
Fixed Rate Second Trust As Low As
4.500% APR*
Fixed Rate First Trust As Low As
3.104% APR*
VIP Money Maker As High As
0.250% APY*
Share Certificates As High As
1.550% APY*

View our Rates Page for a full listing of current rates.

* APR = Annual Percentage Rate; APY = Annual percentage yield. Where applicable, rates are displayed with the maximum Loyalty Reward.


External Link Disclaimer

You are about to leave the NRL Federal Credit Union website.
- We are NOT responsible for the content provided by linked sites;
- We are NOT guaranteeing the products, information or recommendations provided by linked sites;
- We are NOT liable for any failure of products or services advertised on those sites;
- We do NOT represent either the third party or the member if the two enter into a transaction;
- Privacy and security policies may differ from those practiced by the Credit Union.