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NRLFCU membership has its advantages

For starters, our fees and service charges are much lower than the competition’s—so you’ll be saving money.

That’s because NRLFCU is:

  • A not-for-profit cooperative. Instead of trying to make stockholders rich, we’re able to offer our products and services at very reasonable costs.
  • Dedicated to serving our members. We strive to offer the best products we can. That means offering competitive rates, fees and products. See for yourself.

Fee Schedule

Checking Account Services:
NRLFCU Design Checks First order FREE
Various Check Designs $11.06 and up
All Check Services:*
Returned Check $30.00 each
Returned Deposit:
Third Party $10.00
Member’s Account at any Financial Institution $30.00
Microfilm Check Copy $1.00 each
Online Access Check Copy FREE
Stop Payment on Check $20.00 each
Stop Payment on Series $20.00/series
Transaction Services:
ATM Withdrawals 10 FREE/month;
$1.00 thereafter
VISA® CheckCard FREE
ATM Deposits FREE
Coin Counter FREE
Replacement PIN FREE
ET Audio Response FREE
Online Bill Payer FREE
eStatements FREE
eUpdates FREE
Mobile Banking FREE
Remote Deposits FREE
Account History FREE
Loan Payment History FREE
Medallion Signature Guarantee FREE
Paper Statements $1.00 each
Replacement or Extra Card $5.00
Inactive Online Bill Payer $5.00/month
Inactive Account $15.00/quarter
ACH Stop Payment $20.00
Overdrawn Account $30.00
Garnish/Levy Processing $100.00
Loan Payments by Foreign (Non-NRLFCU) Credit Cards $3.50–$301.00 based on transaction amount
Other Services:
Notary Services FREE
Financial Counseling FREE
Certified/Official Check $5.00 each
Money Order $2.00 each
Wire Transfer, Domestic $20.00
Wire Transfer, Foreign $40.00
Research $15.00/hour
Skip A Pay, Online $25.00
Skip A Pay, In person/By phone $35.00
Loan Subordination $100.00
Credit Card Late Payment Fee $25.00 or minimum pmt. due, whichever is less


*All Check Services applies to, but is not limited to, regular checks, official checks, home equity checks, credit card convenience checks, balance consolidation checks, Online Access checks, and ACH transactions.

Fees effective March 2016 and are subject to change without notice.