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Consumer Loan Rates

Effective Date: 9/7/2010

>> Complete Consumer Rate Sheet

Your browser needs to support AJAX in order to view this feature. You may however view rates by clicking the [Complete Consumer Rate Sheet] link above.

¹ Rates are presented here with the maximum Loyalty Reward (.25%) in place. Your rate on these new services will vary based on the level of Loyalty Rewards you qualify for. Calculate your Loyalty Reward level and subtract it from the base rate to determine what your rate will be.

When you establish a new certificate, auto loan or personal loan, your rate will improve .05% for each of the following:

Direct Deposit to NRLFCU
eStatements with NRLFCU
An active Visa CheckCard with NRLFCU
Transfer a loan from another financial institution to NRLFCU
Apply for the new account online with NRLFCU
$250,000 or more on deposit with NRLFCU

Any three or more conditions met, and you’ll qualify for the maximum Loyalty Reward of .25%. Visit www.nlrfcu.org/LoyaltyRewards for complete details.

APR = Annual Percentage Rate

Product	Amount	Rate	Monthly Payment	Term
Loan Payment Examples
New / Used Auto Loan	$15000	2.99% APR	~ $436.15	36 months
	$20000	3.49% APR	~ $447.03	48 months
	$30000	3.99% APR	~ $552.36	60 months
	$35000	4.74% APR	~ $559.46	72 months
	$42000	5.49% APR	~ $603.34	84 months
New / Used Hybrid Auto Loan	$15000	2.74% APR	~ $434.50	36 months
	$20000	3.24% APR	~ $444.81	48 months
	$30000	3.74% APR	~ $548.98	60 months
Personal Loan	$2500	6.90% APR	~ $216.20	12 months
	$5000	10.75% APR	~ $163.10	36 months
	$10000	10.75% APR	~ $216.18	60 months

Click here to estimate your own payments.

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