¹ Rates are presented here with the maximum Loyalty Reward (.25%) in place. Your rate on these new services will vary based on the level of Loyalty Rewards you qualify for. Calculate your Loyalty Reward level and add it to the base dividend rate to determine what your rate will be.

When you establish a new certificate, your rate will improve from the base rate by .05% for each of the following:

• Direct Deposit to NRLFCU
• eStatements with NRLFCU
• An active Visa CheckCard with NRLFCU
• Transfer a loan from another financial institution to NRLFCU
• Apply for the new account online with NRLFCU
• $250,000 or more on deposit with NRLFCU

Any three or more conditions met, and you’ll qualify for the maximum Loyalty Reward of .25%. Visit www.nlrfcu.org/LoyaltyRewards for complete details.