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NRLFCU Home >> NRLFCU Rates >> Consumer Loan Rates

Consumer Loan Rates

Effective Date: 6/17/2013

>> Complete Consumer Rate Sheet


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1 Rates are presented here with the maximum Loyalty Reward (.25%) in place. Your rate on these new services will vary based on the level of Loyalty Rewards you qualify for. Calculate your Loyalty Reward level and subtract it from the base rate to determine what your rate will be.

When you establish a new certificate, auto loan or personal loan, your rate will improve .05% for each of the following:

  • Direct Deposit to NRLFCU
  • eStatements with NRLFCU
  • An active Visa CheckCard with NRLFCU
  • Transfer a loan from another financial institution to NRLFCU
  • Apply for the new account online with NRLFCU
  • $250,000 or more on deposit with NRLFCU

Any three or more conditions met, and you’ll qualify for the maximum Loyalty Reward of .25%. Visit www.nlrfcu.org/LoyaltyRewards for complete details.

APR = Annual Percentage Rate

Loan Payment Examples
Product Amount Rate Monthly
Payment		 Term
New / Used Auto Loan $15000 1.74% APR ~ $636.39 24 months
$15000 1.74% APR ~ $427.94 36 months
$20000 1.99% APR ~ $433.82 48 months
$30000 2.24% APR ~ $528.99 60 months
$35000 2.85% APR ~ $529.43 72 months
$42000 3.99% APR ~ $573.90 84 months
New / Used Hybrid Auto Loan $15000 1.49% APR ~ $426.31 36 months
$20000 1.74% APR ~ $431.64 48 months
$30000 1.99% APR ~ $525.70 60 months
Personal Loan $2500 6.00% APR ~ $215.17 12 months
$5000 6.65% APR ~ $223.07 24 months
$5000 8.99% APR ~ $158.98 36 months
$10000 9.99% APR ~ $212.42 60 months

Click here to estimate your own payments.

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