Vehicle Loans

Cars, Trucks, Motorcycles, Boats, Jet Skis—Our Great Loan Rates Get You Going

Who doesn’t love that new car smell or a great pre-owned bargain? We’ll load you up with the facts, the expert advice and the make-it-all-happen low-rate loan you need. So you can hit the open road, the campground or the deep blue sea.

This is one smooth ride. With NRLFCU beside you, we’ll make it easier to deal with dealers and make smart decisions about your vehicle, financing and more.

Start Your Engines
We offer a  variety of low-rate loans for everyday rides and leisure vehicles—from minivans to Maseratis, hybrid hatchbacks to private planes:

New & Used Vehicle Loans

Got your eye on a car, hybrid, truck, van or motorcycle? Check out our eye-catching rates on new and used vehicles.

  • Great low APR. Click here for current rates.
  • Save the environment—and money—with a new or used hybrid vehicle loan.
  • Spread out your extra-low payments—24, 36, 48, 60 or 72 months.
  • Loans over $40,000 may be financed up to 84 months.

Already have a loan with another financial institution? Consider refinancing it at NRLFCU and save with our great rates. Take a peek at the Auto Refinance Calculator to see how much you’ll save.

Leisure Vehicle Loans

Time for downtime. What floats your boat? Ask about our loans for RVs, campers, jet skis, airplanes—and yes, boats.

  • Great low APR. Click here for current rates.
  • Spread out your payments—36, 60, 72 or 84 months.
  • Loans greater than $25,000 may be financed up to 120 months.

MyChoice Auto Loans

Thanks to the MyChoice Program, NRLFCU members ages 16–24 can borrow up to 100% of the vehicle purchase price, plus all this (not to exceed 125% MSRP or NADA retail):

  • First six months of auto insurance.
  • Vehicle taxes/tags.
  • Extended warranty.
  • Purchase a vehicle from Enterprise Car Sales and finance it with a MyChoice auto loan. Enterprise Car Sales will make your first payment up to $400.**

Loyalty Rewards Lowers Rates Further

All NRLFCU auto loans—including leisure, hybrid vehicle and MyChoice Auto Loans—are eligible for Loyalty Rewards rates, which could lower your rate by as much as .25% APR!

 

**Vehicle must be purchased from Enterprise and financed by NRL Federal Credit Union to qualify for payment offer. Enterprise will make the first payment on the payment due date up to $400 on members behalf after the vehicle is financed through NRL Federal Credit Union. Offer void when seven-day repurchase agreement is activated. No cash advances. Offer not valid for previous Enterprise purchases or with any other offer.