Please remember, this is an estimated total based on a hypothetical fixed rate of interest. If this was a variable-rate account, the answer would vary as the rate changes. This calculation assumes dividends accrue monthly and does not account for withdrawals, fees or additional deposits. We recommend reviewing account disclosures you receive when you open any savings or share-savings account for details about how dividends are calculated and paid. You may also request disclosure terms at any time from the institution where you have a savings or share-savings account.